An Uninsured Doctor in the House [Scientific American]

When Steve Kagen became a member of Congress, he declined health insurance coverage. Now he has a plan to provide it for everyone

By Ivan Oransky

One of the first things U.S. Rep. Steve Kagen (D–Wisc.) did when he took office last year was to nix his congressional health care coverage. The move stunned a human resources staffer, who, the lawmaker says, looked at him as though he were insane.

“I’ll respectfully decline until you can make that same offer for all of my constituents,” he says he told her, explaining his decision to turn down what many say is the Cadillac of U.S. health plans.

Kagen, 58, is now one of millions of Americans, including at least nine million children, without health insurance. “I have absolutely no health coverage at all,” he told ScientificAmerican.com during a recent interview. “I have no health conditions and am pretty darn healthy.” And if he gets sick? “I’d be just like the 47 [million] to 50 million American citizens who don’t have coverage,” he says, “and I’d have to negotiate with hospitals and doctors for the best-priced coverage.”

Until he took office, Kagen, a successful allergist with offices in Appleton and Green Bay, was on the other side of such negotiations. He is now one of nine physicians who traded in their stethoscopes for a House seat—and the only member of Congress to refuse coverage.

Kagen’s seemingly brazen act was part of his health care reform strategy. In February he introduced the “No Discrimination in Health Insurance Act of 2008” (H.R. 5449), which would bar insurance companies from hiking rates or denying coverage for preexisting medical conditions. “Nowhere in the Constitution does it say you have a protected right to health care,” he says. “But the reverse is more important. You can’t be discriminated against because of the color of your skin or your sex, nor because of diseases such as hypertension or diabetes.”

His goal: to make health insurance affordable for everyone—and make sure that nobody is left out in the cold. He feels it is crucial to have a federal standard on the books to replace the patchwork of state insurance regulations. “Simply put, if you’re a citizen, you’re in,” he says. “We have federal standards in America for everything … except the one thing we value most, and that is our health.”

Read the full article on the Scientific American website

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